Contact Forward and Reverse Mortgage, LLC
You’re self-employed in Denver Metro and banks reject you because tax returns hide your true cash flow from bank statements. Real estate investors like you face the same roadblock – your rental properties crush DSCR ratios, but traditional lenders demand W2s. We fix that. Forward and Reverse Mortgage, LLC delivers non-QM mortgages, dscr investor loans, bank statement programs, VA, FHA, and reverse mortgages right here in Colorado.
Judy Shultheiss (NMLS #2449910) started our firm in 2020 to serve local borrowers turned away elsewhere. Our team operates from 3000 S. Jamaica Court, Suite 280, Aurora, CO 80014 – central to Denver, Boulder, Littleton, and all 20+ Metro cities. We’ve funded hundreds of these exact loans, proving strong income wins every time.
Not all borrowers will qualify. Terms and conditions apply.
Why Banks Fail You – And We Don’t
Your bank statements prove steady deposits month after month because self-employment deductions slash tax returns, so we average 12-24 months of those statements to establish your real income. This delivers approvals banks reject outright.
DSCR loans qualify rentals when NOI covers debt service at 1.0x or higher, which means investors like you buy more properties without personal income hurdles – pure property performance drives the deal.
Judy Shultheiss (NMLS #2449910) mastered these non-QM programs serving Denver Metro since 2020. You deserve funding that matches your cash flow. You’ve built real wealth. Our crews spot it every time.
Take the Next Step with Judy
You deserve funding that sees your real cash flow. Bank statements tell the true story. Judy Shultheiss (NMLS #2449910) spots it immediately.
We start with your free quote from our Aurora office at 3000 S. Jamaica Court, Suite 280. Picture closing your deal in 30 days. Call Judy directly at 303-881-5514 – she’ll answer personally.
Not all borrowers will qualify. Terms and conditions apply.